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  • Reach Synchrony Corporate Office Headquarters

Reach Synchrony Corporate Office Headquarters 

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Synchrony, founded as part of GE Capital and officially established as an independent company in 2014, is a premier consumer financial services provider. Headquartered in Stamford, Connecticut, Synchrony partners with major retailers and healthcare providers to offer a wide range of credit and financing options, including private label credit cards and promotional financing.

How to Reach Synchrony Headquarters HQ

Synchrony’s Corporate Structure and Operations

Synchrony is a leading provider of consumer financial services, offering solutions that help customers purchase the products and services they need. Key focuses include:

  • Private Label Credit Cards: Issuing store-branded credit cards in partnership with major retailers and service providers.
  • Promotional Financing: Providing special financing offers, including deferred interest and reduced APR options.
  • CareCredit: Healthcare financing used for medical, dental, veterinary, and wellness expenses.
  • Savings & CDs: Direct banking products such as high-yield savings accounts and certificates of deposit.

Synchrony competes with other financial institutions like Comenity Bank and major credit card issuers, differentiating itself through extensive retail partnerships and specialized financing programs.

Common Concerns and Feedback

Customers and partners often praise Synchrony for:

  • Convenient Financing Options: Promotional rates and deferred interest plans make large purchases more affordable.
  • Wide Retail Network: Partnerships with a vast array of retailers and healthcare providers.
  • User-Friendly Account Management: Online and mobile tools for payments, statements, and credit management.

However, some frequent concerns include:

  • High Interest Rates: Standard APRs may be above average if not paid during promotional periods.
  • Customer Service Issues: Reports of long wait times and difficulties resolving disputed charges.
  • Credit Limit Changes: Some customers experience unexpected credit line decreases or account closures.

By sharing both positive and negative experiences, consumers help Synchrony refine its offerings and inform others about what to anticipate.

Frequently Asked Questions (FAQs)

Q1: How can I apply for a Synchrony credit card? You can apply directly through participating retailers or via the Synchrony website. Many retailers offer in-store and online applications.
Q2: What financing options does Synchrony provide?
Synchrony offers a range of financing, including deferred-interest plans, reduced APR offers, and promotional terms based on the partnership agreement.

Q3: How can I contact Synchrony customer service?
Call 1-866-419-4096 for account-related questions, or visit Synchrony’s online account management portal for support and FAQs.

Q4: Does Synchrony impact my credit score?
As with any credit account, Synchrony may report to major credit bureaus. Timely payments and responsible usage can positively affect your score, while missed payments could have a negative impact.

Q5: How do I apply for a job at Synchrony?
Visit the Careers page on Synchrony’s website to explore current openings and submit an online application.

Share Your Experience with Synchrony

Have you used a Synchrony credit product or interacted with their corporate office? We’d love to hear from you!

  • ⭐ Rate the Company: Share a rating from 1 to 5 stars.
  • ✍️ Write a Review: Provide insights on your experience with Synchrony’s credit cards, financing, or support services.
  • 📷 Upload Photos: Include any screenshots or documents that illustrate your experience.

Your feedback is valuable! Help others learn more about Synchrony’s offerings and customer service by sharing your story.

Disclaimer

CorporateOfficeHeadquarters.com is an independent platform providing corporate contact information and a space for users to leave reviews about their experiences with corporate offices. This website is not affiliated with Synchrony Financial. The information and reviews are services offered by CorporateOfficeHeadquarters.com.

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Synchrony Disappointing Account Closure Issue

April 16, 2025

Synchrony, Unexpected Account Closures and Inconsistent Practices. I’ve had multiple accounts with Synchrony over the years with no real issues—always paid on time, never late. Then suddenly, without warning, a card I had for over 10 years was closed. I didn’t receive any notification until nearly two months later when I attempted to use the card. The reason provided for the closure was questionable. I subscribe to the same credit bureau Synchrony cited in their decision, and according to my records, my score did not align with what they claimed. Even more confusing, I applied for the same card just two weeks later and was immediately approved—despite my score being lower than it was when the original account was closed. Just three weeks after the closure, Synchrony also approved financing for an awning installation at my home. It’s hard to understand how I could be considered too much of a risk for one account, but still be approved for other credit products from the same company—including the exact same card. Since then, two more cards were closed under nearly identical circumstances, one of which had a zero balance. I’ve gathered documentation, including letters from Synchrony, credit reports, and approval emails, and I’m currently pursuing legal action due to the negative impact these closures have had on my credit—over a 70-point drop. Based on my experience, I would recommend extreme caution when doing business with Synchrony. A more transparent and consistent lender may be a better choice.

David Dawson
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Corporate Office Headquarters