World Finance’s corporate operations are based in Greenville, South Carolina. The company’s primary customer-service and complaint number is 1-888-378-3886. Customers can also email cu*******************@*************ce.com or send written complaint correspondence to Compliance, PO Box 6429, Greenville, SC 29606.
World Finance provides personal installment loans, tax-preparation services, tax refund advance loans, automobile-related membership services and selected credit-card products. Corporate administration, Customer Care, local branches, online account support, payment processing, tax professionals, credit-card servicing and state regulators have different responsibilities. This page explains which contact route to use and how to escalate an unresolved World Finance complaint.
World Finance Corporate Office Contact Information
- Consumer Brand: World Finance
- Parent Company: World Acceptance Corporation
- Corporate Headquarters City: Greenville, South Carolina
- Widely Published Executive-Office Address: 104 South Main Street, Greenville, SC 29601 — verify before visiting
- Official Customer Complaint Mailing Address: Compliance, PO Box 6429, Greenville, SC 29606
- World Finance Customer Service: 1-888-378-3886
- Customer Complaint Email: cu*******************@*************ce.com
- Automated Loan Payment Number: 844-967-5315
- Automated Payment Availability: 24 hours a day, seven days a week
- Payment Support Email: Pa******@**********ld.com
- Privacy Notice Questions: 864-298-9800
- Account-Security Email: cu**************@*************ce.com
- Smile Visa Card Support: 1-877-620-0070
- Official Website: LoansByWorld.com
- Customer Contact Page: Contact World Finance
- My World Account: Manage a World Finance Account
- Make a Payment: World Finance Payment Options
- Find a Branch: World Finance Branch Locator
- Personal Loans: World Finance Loan Information
- Rates and Terms: World Finance Rates, Fees and Terms
- Tax Services: World Finance Tax Preparation
- Smile Visa Credit Card: World Finance Smile Visa
- Privacy Notice: World Acceptance Financial Privacy Notice
- Online Privacy Policy: World Finance Privacy Policy
- State Licences and Disclosures: World Finance Licensing Information
- Careers: World Finance Careers
- Investor Relations: World Acceptance Corporation
- Stock Symbol: NASDAQ: WRLD
- Georgia NMLS ID: 2032867
World Finance does not prominently publish general walk-in hours for its Greenville corporate office. Customers should not visit a corporate address to make a loan payment, apply for a loan, file taxes, provide collateral, dispute a credit report, obtain account records or deliver sensitive identity documents unless World Finance has provided specific instructions.

Which World Finance Address Should Customers Use?
Older corporate listings identify 104 South Main Street in Greenville as a World Acceptance Corporation executive-office address. That address should be distinguished from the company’s current official customer complaint address.
World Finance’s current consumer website directs complaints and customer correspondence to:
World Finance
Compliance
PO Box 6429
Greenville, SC 29606
Customers sending a complaint, account question or supporting documents should use the Compliance mailing address unless World Finance supplies a different address for the specific account or state.
Do not mail cash, original identification, a vehicle title, payment card, tax documents containing Social Security numbers or other irreplaceable records unless an authorised World Finance representative provides secure instructions.
What Is the World Finance Customer Service Number?
The principal World Finance customer-service and complaint number is 1-888-378-3886.
This number can be used for:
- General customer complaints
- Questions about a local branch
- Unresolved account concerns
- Loan-servicing complaints
- Payment questions
- Tax-service complaints
- Requests for corporate or compliance review
- Questions about complaint correspondence
World Finance states that most complaint emails receive a response within approximately 48 hours. Customers who have not received a response after that period can call Customer Care.
The older 864-233-9033 number appears in historical corporate directories but is not prominently listed on the current World Finance customer-contact page. It should not be labelled as the primary customer-service number.
World Finance Corporate Office vs. Local Branch
World Finance’s corporate office, Customer Care unit and local branches handle different types of requests.
World Acceptance corporate administration generally handles company leadership, finance, compliance, investor relations, technology, legal administration, human resources and company-wide operating policies.
The Customer Care and Compliance teams handle unresolved complaints, account concerns, regulatory issues and complaints that could not be addressed by a local branch.
Local World Finance branches normally handle:
- Loan applications
- Document collection
- Loan closings
- Monthly payments
- Account balances
- Payment difficulties
- Refinancing questions
- Additional borrowing requests
- Tax preparation
- Local employee or manager complaints
The automated payment provider processes telephone payments at 844-967-5315.
Continental Bank issues the World Finance Smile Visa credit card. Credit-card billing, limits, interest and card-account complaints may require the separate card-support channel.
Choose the Correct World Finance Contact Route
- Existing loan account: Sign into My World Account or contact the originating branch.
- Make a payment online: Use My World Account.
- Pay by telephone: Call 844-967-5315.
- Pay in person: Visit the branch that services the account.
- Payment will be late: Contact the branch as early as possible.
- Incorrect account balance: Contact the branch and request a payment history or account explanation.
- Online payment problem: Email Pa******@**********ld.com.
- General complaint: Call 1-888-378-3886 or email Customer Care.
- Formal written complaint: Write to Compliance, PO Box 6429, Greenville, SC 29606.
- Loan application: Apply online or contact a local branch.
- Tax preparation: Contact the branch or use the online tax service.
- Refund Advance: Contact the tax professional or branch handling the tax return.
- Smile Visa account: Call 1-877-620-0070.
- Privacy question: Call 864-298-9800.
- Account-security concern: Email cu**************@*************ce.com.
- Employment: Use the World Finance Careers website.
- Investor inquiry: Use World Acceptance Corporation Investor Relations.
- Unresolved regulated lending complaint: Contact the applicable state regulator or the Consumer Financial Protection Bureau after first giving World Finance an opportunity to respond.
What to Have Before Contacting World Finance
- The customer’s full name
- The telephone number connected to the account
- The account or loan number
- The branch location
- The loan date
- The payment due date
- The amount in dispute
- Payment-confirmation numbers
- Bank or debit-card records
- Copies of the loan agreement and disclosures
- Previous complaint or case references
- The name or role of the employee already contacted
- A concise explanation of the requested resolution
Do not publish Social Security numbers, driver’s-licence numbers, bank-account details, card numbers, vehicle-title information, tax records, account passwords, full loan numbers or unredacted statements in a public review.
How to Escalate a World Finance Complaint
Begin with the local branch when the complaint concerns a loan application, payment, branch employee, account balance, refinancing request, document request or tax return prepared at that location.
Ask to speak with the branch manager. Explain:
- What product or account is involved
- When the issue occurred
- What the loan agreement or employee represented
- What happened
- What payments or documents are involved
- What correction is being requested
If the branch manager cannot resolve the concern, contact World Finance Customer Care:
- Phone: 1-888-378-3886
- Email: cu*******************@*************ce.com
- Mail: Compliance, PO Box 6429, Greenville, SC 29606
When writing or emailing, World Finance asks customers to provide their name, telephone number, account number, specific information about the concern and supporting documents.
Ask for a complaint or case reference. Keep copies of every letter, email, account statement, payment confirmation and response.
External Financial Complaint Options
If World Finance does not resolve a lending, servicing, payment, credit-reporting or collection complaint, a customer may consider contacting the regulator identified on the loan agreement or the company’s state disclosure page.
World Finance publishes licensing and complaint information for states in which it operates, including:
- Alabama
- Georgia
- Idaho
- Illinois
- Indiana
- Kentucky
- Louisiana
- Mississippi
- Missouri
- New Mexico
- Oklahoma
- South Carolina
- Tennessee
- Texas
- Utah
- Wisconsin
Consumers can also submit qualifying complaints about personal installment loans, credit cards, credit reporting and debt collection to the Consumer Financial Protection Bureau.
A regulatory complaint should include the important dates, amounts, loan documents, payments and communications. Do not include more sensitive personal information than the regulator’s secure system requests.
New Mexico Customer Complaints
World Finance publishes a specific disclosure for New Mexico residents. Customers should first contact World Finance at 1-888-378-3886, email cu*******************@*************ce.com or write to Compliance at PO Box 6429.
Unresolved New Mexico lending complaints may be directed to the New Mexico Regulation and Licensing Department, Financial Institutions Division, using the current contact information supplied by that agency.
Texas Customer Complaints
The World Acceptance privacy notice identifies WFC Limited Partnership as a Texas lending entity and lists 864-298-9800 for questions or complaints.
Texas consumers with unresolved regulated-credit complaints may contact the Texas Office of Consumer Credit Commissioner after first attempting to resolve the issue with the lender.
World Finance Personal Installment Loans
World Finance offers personal installment loans with fixed rates, scheduled monthly payments and terms that vary by state, loan amount, credit history, income, expenses and collateral.
The company markets loans for purposes such as:
- Unexpected expenses
- Home or vehicle repairs
- Medical expenses
- Debt consolidation
- Household purchases
- Emergency costs
World Finance states that loan proceeds cannot be used for postsecondary educational expenses, business or commercial purposes, gambling or illegal activities.
Approval is not guaranteed. Applicants may not qualify for the amount requested or the most favourable terms.
World Finance Loan Amounts
World Finance’s current rates-and-terms page describes personal installment loans beginning at approximately $450 and generally reaching about $10,000, with larger amounts available in some states.
Other promotional pages may display potential amounts up to $12,000. The available amount depends on the state, applicant, income, existing obligations and collateral.
Larger loans may require a first lien on an eligible motor vehicle titled in the borrower’s name with valid insurance.
Applicants should review the final loan agreement rather than relying only on a website slider or preliminary offer.
World Finance Interest Rates and Fees
World Finance loan costs vary significantly by state and customer. The final Truth in Lending disclosure and loan agreement should identify the annual percentage rate, finance charge, payment schedule, total of payments and applicable fees.
Possible charges described by World Finance include:
- Origination fees: Flat fees or percentage-based fees permitted by state law
- Late-payment fees: Applied after any required grace period
- Returned-payment fees: Charged when a check or electronic payment is returned
- Government filing fees: Possible vehicle-title lien fees for secured loans
The company currently states that flat origination fees can range from approximately $25 to $100 in states where they apply. Returned-payment fees may range from approximately $10 to $50. The actual agreement controls.
Published examples show that APRs may be high, particularly for smaller loans. Borrowers should compare the total cost, not only the monthly payment.
Before Accepting a World Finance Loan
Review the following before signing:
- The amount financed
- The APR
- The finance charge
- The monthly payment
- The number of payments
- The total of payments
- Origination and filing fees
- Late and returned-payment fees
- Collateral requirements
- Insurance requirements
- Prepayment terms
- Credit-reporting provisions
- Optional products or memberships
Ask for a written explanation of every fee or optional product. Do not sign blank forms or rely solely on a verbal description of the loan.
World Finance Loan Applications
Customers can begin a loan application online or at a local branch. World Finance may review income, expenses, employment, credit history, credit scores, existing obligations and available collateral.
Applicants may be asked for:
- Government-issued identification
- Social Security number
- Proof of income
- Proof of residence
- Employment information
- Bank-account information
- Vehicle-title and insurance documents for secured loans
A prequalification or preliminary offer is not necessarily final approval. Review the final terms before accepting funds.
World Finance Loan Denials
An applicant whose request is denied or approved on materially less favourable terms may receive an adverse-action notice explaining the principal reasons for the decision or how to obtain those reasons.
If a credit report contributed to the decision, the notice should identify the consumer-reporting agency and provide information about disputing inaccurate data.
Review all three major credit reports through AnnualCreditReport.com when an application appears to have been affected by incorrect information.
Does a World Finance Loan Build Credit?
World Finance markets installment loans as one possible tool for establishing or rebuilding payment history.
Consistent, on-time payments may help a credit profile, but improvement is not guaranteed. Credit scores depend on several factors, including existing debt, payment history, account age, credit utilisation and information reported by other creditors.
Late or missed payments may negatively affect a credit score and can result in additional interest or fees.
Credit-Reporting Complaints
A customer disputing information reported by World Finance should contact the branch or Customer Care and identify:
- The account involved
- The information believed to be inaccurate
- The correct information
- Supporting payment records
- The credit bureau reporting the information
The customer should also dispute inaccurate information directly with the credit-reporting company. Keep copies of the dispute, supporting documents and investigation results.
Do not send original documents or full Social Security numbers through ordinary email unless World Finance provides a secure method.
How to Make a World Finance Payment
World Finance offers three principal loan-payment methods:
- Online: Sign into My World Account.
- Telephone: Call 844-967-5315.
- In person: Visit the local servicing branch.
Online payments may be made through an eligible checking or savings account or with a supported debit card. World Finance states that credit cards are not accepted for loan payments.
Branches may accept cash, check, money order, cashier’s check or debit card, subject to current local procedures.
World Finance Payment Posting
World Finance states that online payments submitted before 5:00 p.m. Eastern or 2:00 p.m. Pacific are generally credited as of the current business day. Later payments are generally credited on the next business day.
The online account may require up to two business days to display an updated amount due.
Keep the confirmation number and bank record until the payment appears correctly on the account.
World Finance Online Payment Problems
Payment problems may include:
- A payment rejected by the bank
- A duplicate payment
- An incorrect payment amount
- A payment applied to the wrong account
- A recurring payment that did not process
- An account balance that did not update
- A debit-card transaction that remains pending
Contact Pa******@**********ld.com or the local branch. Provide the payment date, amount, method and confirmation number.
Do not initiate repeated replacement payments until determining whether the first transaction is pending, rejected or completed.
What If a Customer Cannot Make a Payment?
World Finance advises customers experiencing financial difficulty to contact the local branch as early as possible.
Explain:
- Why the payment may be late
- When funds may become available
- Whether the difficulty is temporary or continuing
- What amount can realistically be paid
Available options depend on the account, state law and company approval. A conversation with the branch does not automatically change the written payment due date.
Ask for any approved arrangement in writing and continue monitoring statements and credit reports.
Late Fees and Returned Payments
Late fees depend on state law and the loan agreement. World Finance states that fees may be a flat amount, a percentage of the monthly payment or a percentage of the delinquent portion.
A separate returned-payment fee may apply when a check or ACH debit is rejected for insufficient funds.
Review the account history to determine whether the payment, late fee, returned-payment fee and additional interest were calculated correctly.
World Finance Refinancing and Additional Loans
Existing customers who need additional funds can ask the branch whether they qualify for refinancing or another loan.
A refinance may replace the existing obligation with a new loan and may increase the total finance charge or extend the repayment period.
Before refinancing, compare:
- The old payoff amount
- The new principal amount
- New fees
- The new APR
- The new monthly payment
- The new repayment period
- The new total of payments
- Any additional collateral
A lower monthly payment does not necessarily mean a lower overall cost.
World Finance Tax Preparation
World Finance offers tax-preparation services online, through a drop-off process and with in-person tax professionals at participating branches.
Services may include:
- Federal income-tax returns
- State income-tax returns
- Refund estimates
- Electronic filing
- Year-round tax support
- Refund-transfer products
- Refund Advance loans
- Optional audit-related protection products
Fees depend on the complexity of the return and optional products selected. Ask for the total preparation, filing, transfer and optional-product costs before authorising submission.
World Finance Tax-Service Complaints
A tax complaint may involve:
- An incorrect name or Social Security number
- Missing income documents
- An omitted dependent
- An unexpected preparation fee
- A refund-transfer deduction
- A rejected electronic return
- A delayed amended return
- A tax notice
- An audit-protection claim
Contact the tax preparer and branch first. Keep the signed return, engagement agreement, fee disclosure, refund-transfer documents, IRS acknowledgement and correspondence.
Do not post tax returns, W-2 forms, 1099 forms, dependent information or refund account details publicly.
World Finance Refund Advance Loans
World Finance periodically offers Refund Advance loans to qualifying customers who file their tax returns through World Finance.
The current promotion advertises qualifying advances of up to $7,000, subject to expected refund amount, eligibility and underwriting.
A Refund Advance is a loan based partly on an anticipated tax refund. It is not the tax refund itself and approval is not guaranteed.
Customers should review:
- The advance amount
- The interest rate, if any
- The loan term
- The repayment source
- Tax-preparation fees
- Refund-transfer fees
- What happens if the refund is reduced or delayed
World Finance states that tax returns are transmitted to the IRS through a third-party tax-technology provider.
Delayed Tax Refunds
The Internal Revenue Service, not World Finance, controls federal refund approval and timing.
A refund may be delayed because of:
- Identity verification
- Incorrect information
- Refundable-credit review
- Offsets for government debt
- Amended returns
- Suspected fraud
- Incomplete documentation
World Finance cannot guarantee that a refund will be issued or that it will match an estimate.
World Finance Smile Visa Credit Card
The World Finance Smile Visa credit card is issued by Continental Bank. Availability is limited and customers may need an invitation code.
Current advertised features include:
- No security deposit
- Cash-back rewards on qualifying activity
- A possible automatic credit-limit review
- Credit limits of up to $3,500
- Annual fees ranging from $0 to $89, depending on creditworthiness
The current account-opening disclosures control the APR, annual fee, late fee, returned-payment fee, rewards and other card terms.
Smile Visa Credit-Card Complaints
Call 1-877-620-0070 for card servicing.
Credit-card complaints may involve:
- Application decisions
- Annual fees
- Interest charges
- Payments
- Credit limits
- Cash-back rewards
- Lost or stolen cards
- Unauthorised transactions
- Credit reporting
Because Continental Bank issues the card, the local World Finance loan branch may not be able to change a credit-card billing decision.
World Finance Privacy Questions
World Acceptance Corporation’s financial privacy notice explains how it collects, uses and shares customer information.
Information can include:
- Social Security numbers
- Income and employment information
- Account balances
- Payment history
- Credit history
- Credit scores
- Contact information
Questions about the financial privacy notice can be directed to 864-298-9800.
World Acceptance states that it does not share customer information with unaffiliated companies for their own marketing and does not jointly market with other financial companies under the current notice.
Online Account Security
Customers are responsible for protecting My World Account credentials.
World Finance asks customers to report unauthorised access or misuse by emailing cu**************@*************ce.com.
Security steps include:
- Use a unique account password.
- Do not share verification codes.
- Confirm that the site address belongs to LoansByWorld.com or My.LoansByWorld.com.
- Review payments and account balances regularly.
- Contact the bank about unauthorised withdrawals.
- Change credentials after suspected compromise.
World Finance Scams and Impersonation
Scammers may impersonate World Finance representatives, tax preparers, debt collectors or loan officers.
Warning signs include:
- A demand for payment through gift cards or cryptocurrency
- A request for an upfront fee before loan approval
- A request for an online-banking password
- A demand for remote access to a computer or telephone
- A threat of immediate arrest over a private debt
- An email from an unrelated domain
- A caller refusing to identify the branch or account
Verify unexpected communications by independently calling the local branch or 1-888-378-3886.
Identity-theft victims can also use IdentityTheft.gov to create a recovery plan.
World Finance Careers and Human Resources
World Finance advertises corporate and branch-operation jobs through its official careers website.
Positions may involve:
- Branch customer service
- Branch management
- Loan operations
- Tax preparation
- Compliance
- Finance and accounting
- Information technology
- Marketing
- Human resources
- Corporate operations
The customer-service number should not be described as a universal direct Human Resources number. Applicants should use the official careers portal and contact information attached to the job posting.
Current employees should use authorised internal HR, payroll, benefits, leave, ethics or management channels.
Do not publish Social Security numbers, payroll records, employee identification numbers, medical information, background-check records or private workplace communications in a public comment.
World Finance Ownership and Corporate Structure
World Finance is a trade name used by World Acceptance Corporation and affiliated state lending entities.
World Acceptance Corporation is a publicly traded company. Its shares trade on the Nasdaq Stock Market under the ticker symbol WRLD.
The company’s privacy notice identifies affiliated legal entities operating in different states under names that include:
- World Finance Company of South Carolina, LLC
- World Finance Corporation of Georgia
- WFC Limited Partnership
- World Acceptance Company of Oklahoma, LLC
- World Finance Corporation of Louisiana
- World Finance Corporation of Tennessee
- World Finance Corporation of Illinois
- World Acceptance Corporation of Missouri
- World Finance Corporation of New Mexico
- World Finance Company of Kentucky, LLC
- World Acceptance Corporation of Alabama
- World Finance Corporation of Wisconsin
- World Finance Company of Indiana, LLC
- World Finance Company of Mississippi, LLC
- World Finance Company of Idaho, LLC
- World Finance Company of Utah, LLC
The exact legal lender should be identified on the customer’s loan agreement and state disclosures.
Who Is the CEO of World Finance?
World Acceptance Corporation’s current public investor-relations team page lists executive officers responsible for finance, strategy, operations, human resources, information technology, accounting, legal affairs and compliance.
The current page does not identify an individual holding the Chief Executive Officer title. This article therefore does not assign a CEO based on older directories or unsupported third-party profiles.
Current executives listed by the company include:
- John L. Calmes Jr.: Executive Vice President, Chief Financial and Strategy Officer, and Treasurer
- J. Tobin Turner: Executive Vice President and Chief Operating Officer
- A. Lindsay Caulder: Senior Vice President, Human Resources
- Jason E. Childers: Senior Vice President, Information Technology
- Scott McIntyre: Senior Vice President, Accounting
- Luke J. Umstetter: Senior Vice President, General Counsel, Chief Compliance Officer and Secretary
Ken R. Bramlett Jr. is listed as chairman of the board.
Leadership titles can change. Business, legal and investor correspondence should verify the current executive roster through World Acceptance Corporation’s official investor website.
When Was World Finance Founded?
World Finance traces its history to 1962.
The company states that it has more than 60 years of experience in personal lending and currently operates more than 1,000 branches across 16 states.
World Finance has also provided tax-preparation services for more than 25 years.
How Many World Finance Branches Are There?
World Finance currently advertises more than 1,000 branch locations across 16 states.
Branch ownership, addresses, hours and services can change. Use the official branch locator before visiting.
Not every product or tax service is available at every branch or in every state.
World Finance Reviews and Complaints
Customer experiences can vary by branch, employee, state, loan terms, payment history, tax professional and account type.
Common review topics may include:
- Interest rates and finance charges
- Origination fees
- Late fees
- Payment posting
- Credit reporting
- Refinancing offers
- Collateral and vehicle liens
- Branch employee communication
- Tax-preparation fees
- Refund Advance loans
- Collection communication
- Customer Care response
Positive reviews may discuss a helpful branch employee, clearly explained payment terms, quick funding, convenient payment options, responsive tax assistance or a satisfactory complaint resolution.
No current QueryHunter search data or reader comments were supplied with this update, so this page does not claim an average rating, dominant complaint pattern or overall customer sentiment.
World Finance Competitors and Related Corporate Office Pages
World Finance competes with personal installment lenders, consumer-finance companies, tax-preparation companies and selected credit-card issuers.
Frequently compared businesses include OneMain Financial, Mariner Finance, Regional Finance, Security Finance, Republic Finance, Heights Finance, H&R Block, Jackson Hewitt and Liberty Tax.
- OneMain Financial Corporate Office
- H&R Block Corporate Office
- Liberty Tax Corporate Office
- Jackson Hewitt Corporate Office
- Discover Corporate Office
- Capital One Corporate Office
- Credit One Bank Corporate Office
Related World Finance Resources
- Official World Finance Website
- World Finance Customer Care and Complaints
- World Finance Branch Locator
- My World Account
- World Finance Payment Options
- World Finance Personal Loans
- World Finance Rates and Terms
- World Finance Tax Services
- World Finance Smile Visa Credit Card
- World Finance Frequently Asked Questions
- World Acceptance Financial Privacy Notice
- World Finance Online Privacy Policy
- World Finance State Licences and Disclosures
- World Finance Careers
- World Acceptance Corporation Investor Relations
- Consumer Financial Protection Bureau Complaint Portal
- Official Free Credit Reports
- Federal Identity-Theft Recovery Resources
Frequently Asked Questions About World Finance
Where is World Finance corporate headquarters?
World Acceptance Corporation is based in Greenville, South Carolina. Older public corporate listings identify 104 South Main Street, Greenville, SC 29601. Customers should use Compliance, PO Box 6429, Greenville, SC 29606 for complaints and customer correspondence.
What is the World Finance customer-service number?
World Finance Customer Care can be reached at 1-888-378-3886.
What is the World Finance complaint email?
Email cu*******************@*************ce.com.
How long does World Finance take to answer an email?
World Finance states that it can respond to most complaint emails within approximately 48 hours.
Is 864-233-9033 still World Finance’s corporate number?
That number appears in older directories but is not prominently published on the current customer-contact page. Use 1-888-378-3886 for customer complaints.
How do I make a World Finance payment by telephone?
Call the 24-hour automated payment number at 844-967-5315.
Can I pay World Finance with a credit card?
World Finance states that loan payments can be made by eligible debit card, ACH, cash, check, money order or cashier’s check, depending on the payment channel. Credit cards are not accepted for loan payments.
How do I make a payment online?
Sign into My World Account and schedule a one-time or recurring payment.
What should I do if my World Finance payment is missing?
Contact the branch or email Pa******@**********ld.com with the date, amount, payment method and confirmation number.
What should I do if I cannot make my payment?
Contact the servicing branch as early as possible. Ask whether any account-specific options are available and obtain approved arrangements in writing.
Does World Finance report to credit bureaus?
World Finance uses payment history and credit information as part of its lending business. On-time payments may help establish payment history, while late or missed payments may negatively affect credit.
How much can I borrow from World Finance?
The current rates page describes loans from approximately $450 to $10,000, with larger amounts potentially available in some states. Promotional pages may display amounts up to $12,000. Approval and terms vary.
Does World Finance require collateral?
Some larger loans may require a first lien on an eligible motor vehicle titled in the borrower’s name with valid insurance.
Does World Finance charge origination fees?
Origination fees apply in many states. The amount can be a flat fee or a percentage of the loan and must be disclosed in the loan agreement.
Can I refinance a World Finance loan?
Existing customers can ask the branch whether they qualify. Refinancing creates a new obligation and may increase the overall cost or repayment period.
Does World Finance prepare taxes?
Yes. World Finance offers online, drop-off and in-person tax-preparation options at participating locations.
What is the World Finance Refund Advance?
It is a loan offered to qualifying tax customers based partly on the expected tax refund. Current promotions advertise advances of up to $7,000, subject to eligibility and underwriting.
Is a Refund Advance the same as an IRS refund?
No. It is a separate loan product. The IRS controls the approval and timing of the actual federal refund.
Who issues the World Finance Smile Visa card?
Continental Bank issues the World Finance Smile Visa credit card.
What is the Smile Visa customer-service number?
Call 1-877-620-0070.
How do I file a formal complaint?
Call 1-888-378-3886, email Customer Care or write to Compliance, PO Box 6429, Greenville, SC 29606.
Can I complain to a regulator?
Yes. Review the state regulator listed in the loan agreement or World Finance disclosure page. Qualifying complaints can also be submitted to the Consumer Financial Protection Bureau.
Who owns World Finance?
World Finance is a consumer brand operated by World Acceptance Corporation and its affiliated state lending entities.
Is World Finance publicly traded?
Yes. World Acceptance Corporation trades on Nasdaq under the symbol WRLD.
Who is the CEO of World Finance?
The current official investor-relations team page does not identify a chief executive officer. It lists several executive officers and Ken R. Bramlett Jr. as chairman.
When was World Finance founded?
World Finance traces its history to 1962.
How many World Finance branches are there?
The company advertises more than 1,000 locations across 16 states.
Does World Finance have a public Human Resources number?
World Finance does not prominently publish a universal direct HR number. Applicants should use the careers portal, and employees should use authorised internal channels.
How do I report unauthorised access to My World Account?
Email cu**************@*************ce.com and contact the bank or payment provider when unauthorised transactions are involved.
Why Trust CorporateOfficeHeadquarters.com?
CorporateOfficeHeadquarters.com helps readers distinguish World Acceptance Corporation’s corporate operation from World Finance Customer Care, local branches, the automated payment service, tax professionals, Continental Bank card support, privacy administration, careers and state regulators.
This page uses World Finance’s current official contact, payment, loan, tax, credit-card, privacy, licensing, careers and investor-relations resources to identify the contact route most likely to address each type of concern.
Disclaimer
CorporateOfficeHeadquarters.com is not affiliated with World Finance, World Acceptance Corporation, any affiliated state lender, Continental Bank, CrossLink Tax Tech Solutions, any World Finance branch, employee, regulator or customer-service representative.
This page is provided for informational purposes and is not legal, financial, tax, credit, investment, privacy, debt-management or consumer-rights advice.
Personal installment loans can be expensive. APRs, fees, loan amounts, collateral requirements and repayment terms vary by state and applicant. Review the loan agreement and Truth in Lending disclosures before accepting a loan.
Addresses, telephone numbers, executives, branch locations, loan amounts, APRs, fees, tax promotions, Refund Advance terms, credit-card benefits, payment procedures, privacy contacts and complaint routes may change. Verify important information through World Finance’s official website, the applicable loan agreement and the regulator responsible for the customer’s state.
Share Your World Finance Experience
Have you contacted a World Finance branch, Customer Care, the Compliance team, payment support, a tax professional, Smile Visa support, a state regulator or World Acceptance corporate administration? Share the branch or channel used, approximate date, general issue, response time and whether the concern was resolved.
Please do not publish Social Security numbers, loan-account numbers, bank information, payment-card details, vehicle-title information, tax records, account passwords, home addresses, personal telephone numbers, private email addresses, employee records or unredacted agreements and statements.
